A trip to the public library may not be our first thought when we want fashion advice for women. Here are some good reasons why the library is a fabulous place to research the latest fashion trends.The more books about fashion you consult, the more likely you are to realize that your unique style starts with you not what designers trumpet.Jacqueline Kennedy Onassis, Audrey Hepburn, and First Lady Nancy Reagan are known as classy dressers and fashion icons. Yet, as we look at their wardrobe choices over the decades, we see that they updated their fashion style – but did not radically change it.Body type and face shape will not change much with age. Books with fashion advice for women emphasize creating your look, rather than following the crowd.Style is about more than wearing the latest fashion. Biographies of fashion icons and designers teach us that glamour and beauty really are an inside job.Reading about fashion icons introduces us to their lifestyle philosophies. These women not only have fashion style, they have class. Shelly Branch and Sue Callaway report that First Lady Jackie Kennedy used her charm persuasively for donations to refurbish the White House with appropriate antiques. She and second husband Aristotle Onassis famously helped her cousins make livable a dangerously run-down Gray Gardens. She dressed down when she became a book editor, consciously choosing not to flaunt her wealth as she assumed a new role in life. Branch and Callaway share these memorable anecdotes in their entertaining book of much more than fashion advice, What Would Jackie Do?. The best fashion photography is not available on the Internet.Absorbing the best fashion photography can be inspiring, unleashing your creativity, as well as offer lessons in fashion cycles. Few of us can afford to purchase these expensive tomes. Take one home and bathe in the visual luxury. By the way, you can find a lot of great books with full-colored photos about home decorating and gardening at your library. Teach yourself to get creative refurbishing your wardrobe.Do-it-yourself fashion and craft books abound. The latest fashion may literally be at your fingertips – not at the mall. Get ideas for transforming out-of-style garments into fresh new looks. Crochet or knit yourself a winter muffler and cap. Be more ambitious and tackle a sweater that would cost hundreds of dollars in a specialty store. Add ribbon and buttons to an inexpensive blouse to give it a handmade look. Beading and jewelry-making remain an effective way to create unique accessories. You can even transform old shoes with a glue gun and trim. Find fashion advice books and magazine articles you cannot get any other way.Your library will, most likely, be able to order a book that’s not in its collection through InterLibrary Loan (ILL). If you cannot find what you want in the catalog, ask a reference librarian for help.Articles about the latest fashion and expressing ourselves creatively through style turn up in unusual places. Psychology Today had some articles about fashion and personality in 2008. You can find and read these articles for free on two popular databases that index Psychology Today – EBSCO and ProQuest. A database is an index of articles that have appeared in hundreds of newspapers, magazines, and large-circulation newsletters. The bible of the fashion industry, W for Women’s Wear Daily, may be available if you want to keep up with insider industry trends. Save money. Fashion and style magazines and books cost a small fortune. We can glut ourselves on as many as we want at the library, instead of toting home just one guilty pleasure from the magazine rack or bookstore. And think of the money we save by spending a few hours at the library instead of at the mall to scout out the latest fashions. Here are some specific reading suggestions.In conclusion, the next time you’ve simply got to learn about the latest fashion advice for women, skip shopping and prowl the library. Magazines are designed to persuade us to buy. Fashion books, including fashion advice, basic wardrobe planning, fashion photo collections, and biographies of designers and fashion icons, teach us that the more fashion changes, the more unique, personal fashion style remains the same.
Fashion Advice For Women Abounds in Books and Magazines – Available Free at a Public Library | Fashion
Top 7 Fears of Real Estate Investors Today & How Syndication is the Answer to Your Problems | Real estate
As a real estate investor, are you suffering from this massive, global economic meltdown, or are you one of the thousands of investors who are actually taking advantage of this “Perfect Real Estate Storm” of opportunity?You see, with unemployment rising, bank foreclosures skyrocketing and prices in most markets falling more than half from their peak, many investors believe that the market is dead. These investors are running around like a chicken without a head, desperately trying to close deals as they struggle to manage their existing portfolios.If you’re one of them, then it’s no wonder why most investors today are packing their bags and leaving the market afraid! After all, in a recent survey polling residential investors, it was discovered that real estate investors today have many reasons to be scared.The Top 7 Fears of Real Estate Investors Today1. Lack of Cash — Personal incomes are dropping. Unemployment is nearing record highs. Renters in most markets are defaulting. Credit card companies are cutting the amount of cash available even for those who have amazing credit scores and always pay back on time.2. Lack of Confidence – Many investors are lacking confidence in their ability to get through the next three years of this huge downturn. For example, many investors are finding that it’s taking months to close a property deal. If you’re working short sale strategies, because banks are so burdened with offloading inventory, you could wait six months just to receive a BPO (Broker’s Price Opinion).3. Loan Challenges – A friend of mine couldn’t even refinance his house for a lower mortgage payment than what he’s paying right now because the household income dropped since his wife’s death. If he can’t refinance his home for a lower payment, what do you think your chances of getting a loan are? What’s more, banks have raised down payment requirements on residential and commercial properties to as much as 40%.4. Can’t Find Deals – The majority of housing and condo sales are foreclosures, as homeowners don’t want to sell now and lose all the value that they put into the house.5. Not Enough Buyers – Yes, incentives like the tax credit are beginning to enter the market. Yes, we are starting to see a reduction in new inventories. The key word is “starting.” Yet in many markets, investors are finding a lack of buyers even at bargain prices!6. Takes Too Much Time – Many old-hat real estate investors are spending their days and nights trying to close deals. Most of their time is spent late at night on their computers, or traveling around the country hopping from one airport to the next, in hopes of getting that six- or seven-figure real estate deal done, just to be disappointed again and again.7. Lack of Knowledge – Old-hat investing requires you to understand negotiation strategies, NLP mind tricks, what’s-working-now techniques, contracts, and how to adapt to opportunities in more than one marketplace, using more than one investing strategy.Now, I can completely understand these fears of old-hat investors. In fact, the probability is extremely high that investors operating in that fashion will be in the poor house by Christmas, unless they harness the power of real estate investing syndication.How can real estate syndication solve your problems?As National Business Credit Expert Thomas Kish says, “Real estate investing syndication drastically reduces the risk and barriers to entry for creating a business of your dreams that is typically unknown to 99% of us.”What Real Estate Syndication Is and How It Will Help YouThe idea of real estate syndication is pretty simple. I define it as matchmaking. It’s the ultimate joint venture investment business.You partner with investors who have money to invest in the market, but do not have the expertise required for setting up and closing real estate deals. The money lenders want to limit their exposure with a stronger assurance of profits, and lend money to syndicators or private investors who secure their interest against prime investment real estate.This enables the syndicator to do a number of deals by leveraging multiple investment partners, rather than using their own credit or cash to try and do a single deal.Now you, as the syndicator, put the deal together and receive a significant share of the profits (between 20% and 50%) without having to invest your own money. Using your knowledge and business skills, you drive the entire real estate investing syndication business model forward.By operating this way you can:o Build a formidable reputation
o Do more deals by leveraging this concept
o Create a fortune for yourself without using your own money
o Become a major player in the market without risking any of your own capitalIn other words, when you transform your investing business into a syndicator, you create a win/win/win for everyone involved.How Real Estate Investing Syndication Has Helped Others Grow a Six-Figure Investing Business with Little Time and Efforto Using these techniques, with only 10 hours of time invested into a deal, my client Jay Redding syndicated his first commercial real estate property in Indiana earned $250,000 of cash and equity profits.o Following this methodology within 5 weeks, Certified Financial Planner, my client Michelle Agar syndicated her first group of 5 investment properties in Edmonton, Alberta, earning her $269,000 in profits.o Re-inventing himself as a real estate syndicator, with just 10 hours of effort, my client Robert Beagle closed his first real estate deal and made over $61,000 in profits on a property he had never seen!Once you grasp the concepts, you will be on your way to becoming financially independent as a syndicator and you will have an enjoyable, recession-proof business that begins to work for you for the rest of your life.
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